Right-click Forza Horizon 5 in your Steam Library → Properties → General. Under "Steam Cloud," choose "Keep local files" or disable cloud synchronization temporarily. If you skip this, Steam will overwrite your new save with the old cloud version.
Navigate to the Steam save directory. Copy the remote folder to your Desktop and rename it remote_backup . forza horizon 5 1.405 save game
You are on Steam, playing strictly offline, and have already completed the main campaign once legitimately. Avoid it if: You play via Xbox Cloud Gaming, use the Microsoft Store version with your main Xbox Live account, or value the long-term progression of the game. Right-click Forza Horizon 5 in your Steam Library
Ultimately, while the temptation of a 100% save is high, the safest way to enjoy Horizon 5 is to use legitimate XP farming events and seasonal challenges. The drive—pun intended—is always better than the destination. Navigate to the Steam save directory
Download the 1.405 save game archive (usually a .rar or .zip file). Extract it. Inside, you will find a file named User_SteamPlayer_...bin . Copy this file into the remote folder, overwriting the existing file.
Start Forza Horizon 5, let it sync to the cloud, then exit immediately. This ensures the folder structure exists.